Money Saving and Household Budgeting
All of us can make our money go further by researching better deals for everything we spend!
Lots of companies make money in the UK because of consumer apathy - don't reward companies who penalise you for loyalty!
Take control and review the biggest expenditure items from your outgoings first. Some you can't shop around with, such as Council Tax and Water Companies. But others you absolutely can!
Once you've sorted the big ticket items, look at what you spend every week and more importantly - where you spend it!
Money Saving and Household Budgeting.
Before exploring any other source of sorting out your finances, I recommend you thoroughly read the Money Saving Expert Website to sort out those biggest annual expenses.
There's an excellent Household Budget Tool, free access to your credit report via MSE Credit Club, Energy Comparison, plus so much more.
Martin Lewis CBE created and runs the website MoneySavingExpert.com (MSE). He hosts ITV's The Martin Lewis Money Show.
If you see any ads relating to Martin Lewis on social media endorsing products they are likely to be a scam - Click for more.....
Money Supermarket pulls together deals from many of the top providers to help you find one that suits you. There are some excellent quote comparison tools.
You can also earn rewards in the Super Savers Club.
Supermarket Wizard an independent grocery price comparison site which supports comparing an entire basket. Their goal is to help you save time and money on your grocery shops.
The PetrolPrices.com website and app shows you live fuel prices and the cheapest fuel in relation to your location.
Millions of people across the UK use Petrol Prices website or app to check on prices and see the best and most convenient place to buy fuel. The main aim of the app and website is to support motorists with fuel pricing information.
There is though a whole host of other useful motoring information.
It makes sense to use a cashback site when you make purchases. You pay the same price as elsewhere but the cashback site send the commission from the retailer to you.
TopCashBack achieved a total turnover of over £200m in 2023, and they attribute that to continuing to offer the highest rates of cashback, and their abiding to their Fair Play culture.
I switched to Octopus Energy's Intelligent Octopus Go tarriff when I got a plugin Hybrid Electric Vehicle over a year ago.
It seems strange to get excited about a utility provider, but thanks to the cost, superb app and attitude towards both championing the consumer and green energy, I am.
I have no hesitation in recommending them. I use the Ohme charger which means Octopus can control the exact times my vehicle charges, when there is little demand on the grid and the charging is all wind powered.
I also love getting emails from them giving me notice of when the weather is likely to bring a surplus of green energy, which Octopus can give away for free. That's a great time to use the washing mashine, dishwater, tumble fryer et c. because anything above my normal usage will be free! I benefited a few times, and Octopus have given away over £500K of savings to customers in a very green way.
If you want to sign up with Octopus, why not use this refer a friend link, we'll both receive £50 energy credit.
