Money Saving Expert
Before exploring any other source of sorting out your finances, I recommend you thoroughly read the Money Saving Expert Website to sort out those biggest annual expenses.
There's an excellent Household Budget Tool, free access to your credit report via MSE Credit Club, Energy Comparison, plus so much more.
Martin Lewis CBE created and runs the website MoneySavingExpert.com (MSE). He hosts ITV's The Martin Lewis Money Show.
If you see any ads relating to Martin Lewis on social media endorsing products they are likely to be a scam - Click for more.....